You Can Live Permanently On A Cruise Ship! Heres How Much It Costs

living on cruise ships

For example, The World is tailored toward retirees while Storyline Cruises are tailored towards digital nomads and working professionals to call home. NCL permits up to 10 non-sailing guests free of charge, but a reception must be booked if you have up to 50 guests who are not sailing. When thinking of a cruise, we generally imagine sailing away for a relaxing vacation of sun and fun. Lots of food, perhaps a drink with an umbrella in it and the magnificent ocean. At first glance, I had snubbed the dining and lounge area as a rip-off of a generic airport coffee shop. But during my three days on Icon, I returned to the centrally located space more often than expected.

Set Sail and Live on a Cruise Ship

You’ll quickly reach the highest tiers (if you haven’t already reached them) by living on board. Depending on the cruise line, loyalty programs can include perks that will save you massive amounts of money in the long run. Some of these perks can include free laundry service, wifi, drinks, and specialty dining nights.

Carnival Cracks Down on High Stakes Activity on Pool Deck

"This is probably the first time ever that there is even the ability to have a standard job and even consider working and living from a floating apartment complex," Wells added. Wells — whose job at Meta's augmented and virtual reality division, Reality Labs, is fully remote — plans to continue to work U.S. If you have the ability to take a few weeks off here and there during the expensive times of year, it can lead to big savings. Where I’ve placed an asterisk for annual costs – these aren’t published by Residences at Sea or Somnio Superyachts, so I’ve used the best estimate I can find. Not a lot is known about Somnio – the superyacht is still cloaked in mystery, and details are only available to those invited to apply for a residence onboard.

What it costs

SmartAsset Advisors, LLC ("SmartAsset"), a wholly owned subsidiary of Financial Insight Technology, is registered with the U.S. Consider how you want to utilize public spaces like lounges and outdoor decks. If you want a quiet, smaller ship, you’ll probably go for an older vessel with fewer bells and whistles.

living on cruise ships

World Cruises

Many world cruises are also broken up into smaller segments, so that friends or family members can join for a dedicated portion, say cruising the Panama Canal or a tour of the South Pacific. But for cruise-enthusiasts like de Leede and Farshman, the itinerary of a ship is often secondary—they simply love life on the water. One of the potential challenges of living on a cruise ship is the lack of privacy.

An alternative to booking back-to-back cruises or buying a condo is booking long-term cruises. Oceania offers 180-day cruises around the world with fares starting as low as $35,899. That fare includes meals, beverages, and other amenities onboard, as well as airfare to the ship’s port. Assuming two cruises booked per year at that rate, the annual cost of retiring on a cruise ship would be $71,798. That, indeed, looks like a cost-saving over a traditional retirement – assuming you’re okay with having less space to yourself than you would on land. According to CruiseFever, a website that provides statistics about the ocean cruise industry, the average person spent approximately $237 per day aboard a cruise ship in 2022.

Book Continuous Back-to-Back Cruises

I Live on a Cruise Ship 300 Days a Year — Here's How - Business Insider

I Live on a Cruise Ship 300 Days a Year — Here's How.

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Here's what I learned about how to retire on a cruise ship – and whether it's a good idea. That said, in general newer ships like the Horizon are more expensive to sail aboard. Yes, you would be able to sail for cheaper in an oceanview or interior cabin, however, we assume that if you are aboard the ship for an extended period of time, having your own balcony is a must. The routes that the Horizon sails would take you all across the Caribbean, from Cozumel to Aruba, from Curacao to Grand Cayman.

Storylines

Expert breaks down exactly how much you'd save by living on a cruise ship instead of a house or apartment - UNILAD

Expert breaks down exactly how much you'd save by living on a cruise ship instead of a house or apartment.

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Choosing other long-term residential cruises, or back-to-back cruises that include drinks and internet access, can cost a lot more than this. The cost of buying an apartment on a residential cruise ship is between $1 million and $14 million. In theory, you could cruise on traditional cruise ships for around $35,000 per year, if you choose a basic cruise.

Norwegian Cruise Line Kicks off European Season With New Options

Get instant access to members-only products and hundreds of discounts, a free second membership, and a subscription to AARP the Magazine. The mega-ship's food hall wasn't nearly as diverse or exciting as the one on Norwegian Prima. If you're a frequent cruiser — especially with Royal Caribbean — amenities like the mini-golf course and water playground may not seem exciting.

Amenities onboard the ship include a state-of-the-art wellness center, a swimming pool and on-call medical care. For remote workers, the company is developing a first-of-its-kind business center with multiple meeting rooms, 14 offices, a lounge and a library. Living on a cruise ship can be a thrilling adventure, but it’s essential to consider the challenges that come with it. The limited space, potential lack of privacy, and constant movement are a few aspects that you should be prepared for. By being aware of these challenges and understanding how to navigate them, you can make the most of your experience living on a cruise ship.

Other elements include waste-to-energy tech, growing vegetables in the hydroponic garden, and committing to only using biodegradable or reusable items instead of single-use plastics. The world’s first—and only—three-year world cruise will set sail in November 2023 from Istanbul on the MV Gemini, which has 400 cabins and space for up to 1,074 passengers. The journey will cover more than 130,000 miles across 135 countries and seven continents. While there are challenges to consider, such as limited space, lack of privacy, and constant movement, with the right mindset and preparation, you can navigate these obstacles and make the most of your experience. The maintenance-free living provided by the ship’s staff ensures that your needs are taken care of, allowing you to focus on enjoying retirement and leisure. As we embark on a cruise, staying in touch with loved ones or conducting business is easier than ever.

So, if you’ve ever wondered what it would be like to call a cruise ship your home, keep reading to find out if it’s a feasible option for you. The cost could be lower for seniors who establish themselves as permanent residents aboard a cruise ship. There are several cruise lines that allow travelers to purchase an apartment or condo onboard, with food and other amenities included. However, this could also be a much more expensive option depending on what type of cabin you’re purchasing. In 2026, a company called Storylines is set to launch its first residential cruise ship called MV Narrative. Prices currently start at $875,000 and going up to $8 million, plus annual living fees.

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